How much can I borrow?
Depending on your personal circumstances, you
could borrow any amount from £7,500 up to £250,000
to be repaid over any period between 3 and 30 years. That
means we really can tailor a loan to your own particular needs,
and make sure you have the right one for you.
What is the rate?
We approach a wide panel of secured loan lenders
on your behalf who offer a variety of different rates ranging
from 6.7% APR to 19.9% APR depending on individual circumstances
and loan amounts. We will make you aware of your individual
rate and repayment amount before you decide to go ahead with
your loan. Typical 9.9% APR (variable).
Do I have to use my property as security
for my loan?
You don't always have to use your home as security,
and our partner site does offer loans for tenants (click
here for details), however if you do own your home and
you are willing to secure your loan against it, we could offer
you more flexible borrowing arrangements. And there are no
survey fees, legal fees or other upfront charges to worry
about.
What can I use the money for?
We have approved loans for customers needing
money for anything and everything - from home improvements
to a new bike. Our most popular request is for debt consolidation,
but we have also given loans to people for new cars, holidays
and many more. Overall you can borrow the money you need for
any reasonable purpose.
How long does it take?
Get a decision in principle there and then,
and you could have the cash within 14 days. If you call us
right now, we will give you an immediate 'in principle' decision
and send out your loan offer today. You'll be under no obligation,
and no salesman will call. The final approval of your loan
rests with your lender. We are confident that as long as the
information you provide is accurate, the loan will be completed
on the original terms discussed. However, until the loan is
finally approved you should not enter into any agreements
on the assumption that the loan will be completed. When you
receive your cheque will depend on what type of loan you take
out, but you can usually expect to receive your cheque within
14 days. If your loan requirement is urgent and over £25,000,
you could receive a cheque even sooner.
Remember to fill in all of the boxes or we may
not be able to process your enquiry.
